Personal injury claim is filed when a person has suffered from an injury due to other person’s negligence. In most cases persona injury claim is made from insurance companies that carry auto, home owners, business malpractices etc. depending on the nature of accident.
Any person who has filed a personal injury claim with the aid of Personal Injury Lawyer Toronto has to gather the evidence of their accident, injuries, financial loss etc. Insurance companies often try to offer early settlement to resolve the claim for a low amount or sometimes they may deny the claim completely.
Types of claims
- Car accidents, motorcycles. Plain, boats, ships, trains, and other motorized vehicles – as the number of vehicles running out there are more there is no doubt that this could be the common insurance claim being made. While proving the car accident the insurance company will try to investigate both the parties about the accident. Often the insurance company will trap the people and take a statement from them in such a way that they convey that the accident is not as serious as they claim therefore one must be careful while answering to the insurance company.
- In case in the accident has not involved a car but party suffered is a bicyclist or walking on foot path the company will try to collect the amount from the driver who is responsible for the accident or from his insurance company.
- Premises liability – These are also known as slip and fall accidents that result in personal injury. These claims are filed against the business, local government, house owners etc. on whose premises the accident might have incurred. In general people always think that the place where they are staying is safe they never expect that the wall cracks, uneven pavements, spilled substances etc. may cause the man personal injury. It is responsibility of the owners to take all necessary safeguards failure to which if any person suffers he can claim personal injury claim from them.
Workers compensation and Medical malpractices claims – workers compensation is generally paid to the person who suffered from personal injury due to lack of proper safety conditions at work place. Medical malpractice claim can be made by a person who has suffered an injury due to negligence of the doctor.